Ask Rusty

Dear Rusty: I turn 65 this November 2026. Someone told me I need to set up a Social Security account at least 3 months ahead of time before applying for Medicare…

Dear Rusty: I am 79. My husband is also 79 and we both receive Social Security benefits. We were both married before, and we married each other at the age of…

Dear Rusty: I was born on January 1st, 1958, so I believe Social Security considers me to be 70 as of December 2027. I’m planning on filing when I turn 70…

Dear Rusty: My last Social Security payment decreased by about $400, so I went to my online SS account and found a November 2025 letter explaining that my 2024 tax return…

Dear Rusty: I just found out, as someone who was collecting widow’s benefits on my second husband (a very small amount) for some time, that I was, all along, entitled to…

Dear Rusty: My girlfriend is 65 and she just enrolled in Medicare. She is still working full time as a nurse, but they are still deducting Medicare taxes from her paycheck.…

Dear Rusty: I have been working somewhat consistently since commencing my Social Security benefit income. I’ve been collecting since my full benefit age of 66, approximately. I’m now 81, and customarily, in…

Dear Rusty: Can you help me understand? I have paid into Social Security since I started working in 1978. I did have a lot of tax deductions, but I don’t understand why…

Dear Rusty: I am a 63-year-old single lady, and I have questions regarding Social Security “early retirement,” though I will still be working full time.  I know there is a maximum…

By Russel Gloor Association of Mature American Citizens Picture this: You’ve worked all your life in your chosen profession and are getting tired of the rat race. You’re 62 years old…