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Ask Rusty

Should I Claim Social Security Because It’s Going Bankrupt?

By The Paper of Montgomery County | October 24, 2025

Dear Rusty: My best friend is going to be 62 and wants to begin taking her Social Security immediately. Her reasoning not to wait is the thought that it is…

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Ask Rusty – When Will My Disability Become My Regular Social Security?

By The Paper of Montgomery County | October 17, 2025

Dear Rusty: I hope you can answer this question. I’m currently receiving Social Security Disability benefits, and I will be turning 65 in February 2026. I’m confused as to how…

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Ask Rusty –

By The Paper of Montgomery County | October 3, 2025

Like to Retire Early, But Don’t Want SS Reduced Dear Rusty: I will be 65 this year and my husband is 72 (he retired in 2019 at age 66). I…

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Can Spouse Claim Now, Get Half of Husband’s Later?

By The Paper of Montgomery County | September 26, 2025

Dear Rusty: I would like to get an answer concerning taking my Social Security benefit soon and switching to my spouse’s benefit when he begins to take his. I am 64…

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What Benefits Am I Entitled To?

By The Paper of Montgomery County | September 19, 2025

Dear Rusty: I plan to stop working very soon. My health is not good. I am 66 years old, born in June 1959, so my full retirement age is 66…

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Ask Rusty – How Do I Apply for Social Security and Receive My Payments? 

By The Paper of Montgomery County | September 12, 2025

Dear Rusty: I’m ready to apply for my Social Security benefits, and I’m aware of how my benefits are calculated. What I would like to know about is how the application process…

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Ask Rusty: I’m Still Confused about Medicare Part A and Part B Enrollment

By The Paper of Montgomery County | September 5, 2025

Dear Rusty: I’m 64 and still working full time, and plan to continue working at least until I’m 70 ~ it’s a good job, and I enjoy it. My job…

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